FAQ: partner bank rates, FCR and shrimp farming

Short, direct answers to the questions buyers ask most about financing rates, feed conversion and commercial shrimp projects.

Partner bank rates

What is a partner bank rate?

A real lending rate quoted to FishMatch Group by a partner bank for a given country, with its loan term and quote date. Where one exists, our loan calculators and bank-rate pages use it instead of the public average.

Why don't you show the bank's name?

Partner banks are kept confidential. The rate, term and quote date are shown; the bank's name is never published.

What if my country has no partner rate?

The calculators use the published average business-lending rate and central-bank rate for that country, with the source and date of each figure.

Is the rate shown a loan offer?

No. It is a planning reference. The actual rate, term and fees are set by the lender based on your project, collateral and currency.

Feed conversion ratio (FCR)

What is FCR?

Feed conversion ratio is the feed given divided by the weight the stock gained over the same period. FCR = feed fed (kg) ÷ biomass gain (kg). Lower means less feed per kilo produced.

What is the difference between FCR and eFCR?

Biological FCR uses the gain of the fish that are alive. Economic FCR (eFCR) divides all feed by harvested weight, so mortality and losses raise it. eFCR is the number that drives feed cost.

What is a good FCR?

It depends on species, feed, fish size, water temperature and system. Compare against your feed supplier's tables for your species and conditions rather than a single universal figure.

Why can't the calculator compute my FCR?

If end biomass is not higher than start biomass, there was no gain to divide by, so FCR is not calculable. Check your counts, weights and mortality.

Shrimp farming

How do I start a commercial shrimp farm?

Confirm site, water source, permits and market first; then choose the system (ponds, lined ponds or indoor RAS), size production, and request comparable quotes for ponds, aeration, hatchery supply, feed and processing.

Does FishMatch Group handle small shrimp projects?

Procurement requests are for projects of USD 250,000 or more. Smaller projects can use the free calculators and planning guides.

Are shrimp requests sent to suppliers automatically?

No. Every request is reviewed by a person first, and suppliers are contacted only after approval.

Where do shrimp feed and cold-chain needs go?

Feed sourcing is handled through FeedMatch and cold-chain through ColdMatch; the farm and equipment side stays with FishMatch Group.

Short answer

How is Financing FCR Shrimp FAQ financed?

Bankability comes before capital. For Financing FCR Shrimp FAQ, lenders and development banks expect a costed CAPEX and OPEX model, an engineered scope, offtake evidence and permitting status. FishMatch Group prepares that package with you, then introduces it to equipment finance providers, leasing desks, export-credit agencies and blue-economy programmes matched to your country and project size.

Instruments:
Equipment leasing, project debt, export credit and blue-economy programmes
Typical ticket:
USD 250k – 50m depending on system type and country
What lenders need:
Engineered scope, CAPEX/OPEX model, offtake evidence, permits
Our role:
We prepare the package and introduce matched financing partners
How is Financing FCR Shrimp FAQ financed?

Bankability comes before capital. For Financing FCR Shrimp FAQ, lenders and development banks expect a costed CAPEX and OPEX model, an engineered scope, offtake evidence and permitting status. FishMatch Group prepares that package with you, then introduces it to equipment finance providers, leasing desks, export-credit agencies and blue-economy programmes matched to your country and project size.

How does FishMatch Group source suppliers for this requirement?

You submit one structured request. We translate it into a technical RFQ, run it against qualified manufacturers and integrators in the relevant categories, and return normalised quotations you can compare side by side on scope, lead time and total cost of ownership.

Do buyers see supplier names during the sourcing process?

No. Supplier identities stay confidential during discovery and evaluation. You receive anonymised, comparable technical and commercial packages, and introductions happen only after both sides are qualified and agree to proceed.

Before you request quotes

Costs & budgeting

How much does a commercial fish farm cost to build?

Budget ranges depend on system type, not on country alone. Pond and cage projects are usually the lowest capital per tonne of annual output, while recirculating (RAS) projects carry the highest equipment and energy share because filtration, oxygenation and backup power are mandatory. Reliable numbers come from a sized bill of quantities — species, target tonnage, water source and grow-out temperature — not from a generic price list. Use the FishMatch calculators to size the project, then submit an RFQ so quotes are priced against the same specification.

What drives the price differences between aquaculture equipment quotes?

Most spread between quotes comes from scope, not from margin: included spares, installation and commissioning, control and automation level, materials (HDPE vs steel vs FRP), certification and testing, delivery terms (EXW vs CIF) and warranty length. Two quotes are only comparable when they answer the same specification. A structured RFQ fixes the scope so differences reflect real engineering choices.

What operating costs should a business plan include?

Feed is normally the largest recurring cost, followed by energy (highest in RAS), labour, fingerlings or post-larvae, health management, water treatment consumables and maintenance. Financing cost and working capital for the first production cycle are frequently underestimated. FishMatch cost tools separate CAPEX from OPEX so the payback assumption is visible rather than implied.